Comprehensive Data Insights
See your data from 3 Credit Reference Agencies, not just 1.
ZEO FINANCE
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See your data from 3 Credit Reference Agencies, not just 1.
Get an independent view with your checkmyfile Credit Score.
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Really easy to cancel – by Freephone or even online.
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Simple line-by-line comparison lets you check that the information held about you by Equifax, Experian and TransUnion matches up so you can keep an eye on what’s being reported about you, in one place.
See how your total borrowings on mortgages, personal loans, credit cards and other accounts have changed over the last 6 years, and keep a track of the overall position currently being reported by organisations on your Credit Report. If you are looking to reduce or restructure your debt, track how your borrowing picture changes.
To help you recognise your accounts, to associate them to a more personal purchase such as a car or investment in home improvements, or if you have multiple accounts with the same organisation such as a personal and joint current account, you can change the name of the provider on your Credit Report.
Lenders generally use their own system to work out your Credit Score based on the information in your Credit Report and they often check your information at more than one Credit Reference Agency. Your checkmyfile Credit Score is based on all of the Credit Report information we gather from Equifax, Experian and TransUnion to help you better understand how you are likely to be assessed when applying for credit.
See at a glance how the information in your Credit Report affects your checkmyfile Credit Score both positively and negatively. Find out if any differences between what’s held at the 4 agencies affects you and get tips on how to improve your score and resolve any issues which are negatively affecting you.
See who is reported by Equifax, Experian and TransUnion as being financially associated to you and who impacts on your ability to get credit. Usually these are people you hold a joint account with. The impact of a financial association can be good or bad.
Use our online tool to remove inappropriate people from your Equifax, Experian and TransUnion files, and get support from our professionally qualified Credit Analysts who will guide you through the process at each Credit Reference Agency – speeding up the time it takes to get ‘disassociated’.