NORTHWICH | CHESHIRE

Credit Check

ZEO FINANCE

Free, expert mortgage advice and support

What’s your credit score?

The UK’s Most Detailed Online Credit Report.

Try it FREE for 30 days, then £14.99 a month – cancel anytime

VIEW MY CREDIT REPORT
  • Comprehensive Data Insights

    See your data from 3 Credit Reference Agencies, not just 1.

  • Independent Credit Evaluation

    Get an independent view with your checkmyfile Credit Score.

  • Hassle-Free Cancellation

    Really easy to cancel – by Freephone or even online.

  • Commitment to Privacy

    Really easy to cancel – by Freephone or even online.

  • Trusted by Users

    Find out why we are highest rated on Trustpilot.

Compare What’s Held About You

See Which Accounts Are On Your Credit Report

Simple line-by-line comparison lets you check that the information held about you by Equifax, Experian and TransUnion matches up so you can keep an eye on what’s being reported about you, in one place.

Two Female Friends Or Same Sex Couple Celebrating With Pizza And Wine On Moving Day In New Home

Monitor Your Use Of Credit

  • At A Glance View Of Your Borrowings By Type

    See how your total borrowings on mortgages, personal loans, credit cards and other accounts have changed over the last 6 years, and keep a track of the overall position currently being reported by organisations on your Credit Report. If you are looking to reduce or restructure your debt, track how your borrowing picture changes.

  • Make It Your Own

    To help you recognise your accounts, to associate them to a more personal purchase such as a car or investment in home improvements, or if you have multiple accounts with the same organisation such as a personal and joint current account, you can change the name of the provider on your Credit Report.

  • The UK’s First Provider Of Online Credit Reports

  • Launched 21 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

    Lenders generally use their own system to work out your Credit Score based on the information in your Credit Report and they often check your information at more than one Credit Reference Agency. Your checkmyfile Credit Score is based on all of the Credit Report information we gather from Equifax, Experian and TransUnion to help you better understand how you are likely to be assessed when applying for credit.

  • Understand What Is Affecting Your Credit Score

    See at a glance how the information in your Credit Report affects your checkmyfile Credit Score both positively and negatively. Find out if any differences between what’s held at the 4 agencies affects you and get tips on how to improve your score and resolve any issues which are negatively affecting you.

  • Who Is Financially Associated To You?

  • See who is reported by Equifax, Experian and TransUnion as being financially associated to you and who impacts on your ability to get credit. Usually these are people you hold a joint account with. The impact of a financial association can be good or bad.

  • Get help to remove incorrect financial associations

    Use our online tool to remove inappropriate people from your Equifax, Experian and TransUnion files, and get support from our professionally qualified Credit Analysts who will guide you through the process at each Credit Reference Agency – speeding up the time it takes to get ‘disassociated’.

    VIEW MY CREDIT REPORT
  • Some of our happy customers…

    Hear from those who’ve experienced our dedication firsthand.

    Both Andrew and Andy went out of their way to help us find the right mortgage deal and also signposted us to life insurance services. Very informative and communicated with us every step of the way. I’ve no hesitation in recommending Zeo to friends and family.

    Claire & Jason Chisolm
    Cheshire

    Amazing service by Andrew, second time I’ve used ZEO and I will use them again in the future.

    Emma Kennedy
    Cheshire

    Although my case seems impossible, with the help of Andrew and Mark from ZEO Mortgages, we managed to succeed in the mortgage process. Thank you very much, guys. I’ll be recommending you to my friends.

    Yunus Emre Keles
    Cheshire

      How much do we charge?

      We only charge a one–off fee payable on mortgage offer of between £195 – £995. This is depending on case complexity.

      There are no hidden fees.

    • Will I  Qualify?

      Use our Online Quiz to find out if you qualify for a mortgage; there’s no credit check or upfront fees.

      Approx 2-mins

      Start The Quiz